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Welcome

We are delighted to welcome you to the premier benefits program! You can enjoy savings on your health care needs immediately by using your new membership card, which is enclosed in your new member packet, to save money.

For your convenience, our Member Services department is available during business hours to assist you in locating providers in your area when you call the toll-free number located on your membership card, or you may go to the internet at the web address of www.locateproviders.com any time, day or night. If your favorite provider is not already on our program, you may nominate him or her to Member Services for additional follow-up.

Please keep in mind that your membership with New Benefits VIP Health & Wellness Program is NOT insurance, so it is simple and easy to use. There are no claim forms, pre-existing condition exclusions, deductibles, reimbursement procedures, or waiting periods. When you present your card to a participating provider, you will receive a discount at the time of purchase.

By the way, we know that your family's health is your number one priority. So all your legal dependents may use your membership card.

In order to maximize your savings, please take a moment to familiarize yourself with the enclosed descriptions for each benefit available. The more informed you are, the more often you will remember to take advantage of the tremendous savings your new membership card offers you, and the more money you will save!!

TERMS AND CONDITIONS

1. Companies providing benefits and discounts in this program are not licensed to provide and do not provide medical services or items to individuals. Providers contracted by each network associated with this program are solely responsible for the professional advice and treatment rendered to members, and each company disclaims any liability with respect to such matters.
2. At any time a participating professional may be eliminated from the respective network in which they are associated.
3. Companies providing benefits and discounts in this program are not a licensed insurer, health maintenance organization, or other underwriter of health care services. No portion of any provider's fees will be reimbursed or otherwise paid.
4. The discounts contained herein may not be used in conjunction with any other discount plan or program. All listed or quoted prices are current prices from participating providers and subject to change without notice. From time to time, certain providers may offer products and/or services to the general public at prices lower than the discounted prices available through this program. In such event, members will be charged the lowest price.
5. Providers are subject to change without notice and programs may vary in some states. This is a discount membership program only, not insurance, and may be discontinued or modified at anytime.
6. Savings are based upon the provider's usual and customary fees. Actual savings will vary depending upon location and specific services or products purchased.
7. Discounts on professional services are not available where prohibited by law. This program is a referral and discount plan and does not warrant professional services, nor is it responsible for the quality of care received. This program makes no warranties express or implied concerning services or care provided.

Note: This contract is not covered by any life and health guarantee association.